Sunday 7 February 2016

SHIKSHAN MANGAL SUKANYA YOJNA

SHIKSHAN MANGAL SUKANYA YOJNA
[A Scheme for Aiding Education & Well-being of Female Child from Poor Family]

DONOR GUARDIAN  [IMA member]

BENEFICIARY  [daughter of our staff  or  maid or  any  female  child known  to us  from poor    family

IMA ( Facilitator )

BANKER 
( SBI)

      Role of Donor Guardian

a.      Fixed Deposit of Rs. 1.5 Lacs (in the names of beneficiary and Donor Guardian.)  
b.      Period- up to 12th std. of Beneficiary.
c.       Consent for waiver of interest.
d.      Not to claim principal and interest till the FDR period.

      Role of Banker

a.      Promote the scheme with IMA logo
b.      Special rate of interest for the scheme.[ routine  for  4YR  FDR  is  8.5 percent]
c.       Saving A/c in name of Beneficiary and her mother, if mother is not there then father.
d.      Monthly interest directly transfer to saving A/c. { app rupees 1000 per month.]
e.      FDR ON MATURITY, PRINCIPAL AMOUNT WILL GO TO THE DONOR GUARDIAN.

      Role of IMA Branches

a.      Licensing / Facilitators between donor guardian and beneficiary.
b.      To keep watch on beneficiary’s progress and use of money.

      Legal

a.      Tri-party Agreement between Donor Guardian, beneficiary and IMA.
b.      Further points need to be workout in details with the help of banker. 

      Objectives

a.      Giving opportunity to the female child for better schooling.
b.      Giving opportunity to the Donor guardian to donate for the social cause.
c.       To set an example in the society and to motivate the society as a whole.
d.      To build the image of IMA.


SCHEME PLANNED AND DESIGNED BY:-
Dr. Prerana Kolte, Chairperson PCPNDT Sub-Committee IMA Maharashtra, Vice-President Chandrapur IMA in Association with DAVA Associates Chandrapur.


Note: Presented by IMA Maharashtra in the state Leadership Meeting

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